ECIA Business Growth

A regional response to local needs

7600 Commerce Park
Dubuque, IA 52002
800-942-4648 (Iowa Only)

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Loan Programs

ECIA Regional Revolving Loan Fund

The ECIA Revolving Loan Fund supplies up to $250,000, to purchase fixed assets and targets manufacturing, high tech, and service industries located in Cedar, Clinton, Delaware, Dubuque, and Jackson Counties.The cities of Dubuque and Clinton are excluded.

Eligible Projects

Fixed-asset acquisition or expansion including:

• Acquisition/installation of machinery or equipment
• Purchase of land and/or construction of new buildings
• Purchase and/or renovation of existing buildings
• Financing of working capital in special situations


Low down payment - as little as 10%. Allows the small business owner to preserve critical working capital

Short term - Flexible (typically 7 years)

Low interest rates available!

Lending Parameters

$250,000 Maximum project size

1.5% processing fee and legal costs, no servicing fee

Goal of 1 Full Time Equivalent (FTE) position created for each $100,000) lent

Collateral required, lien position may be subordinated to private lender

Personal Guarantee usually required, other security as necessary

Approval of the E.C.I.A. Business Growth, Inc. Board of Directors

Click Here to Download PDF Brochure

Click Here to Download Loan Application